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Why on earth would I want to go home and spend more time doing numbers stuff?Īt work I’m performing analytics at a complex level using Excel, accounting systems, and other sophisticated programs. I spend all day crunching numbers, preparing narratives, analyzing cost centers, and projecting future profits. Slice them, dice them, and plan for future goals.
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The Kakebo method keeps you engaged in the activity of tracking your expenses and comparing back to your budget or savings goals.Īlternative methods that involve opening an app from time to time, or calculating your results monthly, just don’t provide the same level of engagement that the Kakebo method does.Įngagement is everything. It gives us a reason to watch and be personally invested in the outcome of several games each week. We don’t play to win (:-P), but to stay engaged. EngagementĮach year my husband and I participate in a pigskin football league where we pick games each week that we think will win against the spread. A regular daily or weekly routine is essential to maintaining a household ledger.Ĭonsistency means you are prioritizing the activity of tracking your finances, and are more likely to meet your goals because of the discipline a routine establishes. The Kakebo method is all about consistency and cadence. Its all hand-written and its therapeutic. It gets us into a routine of tallying up expenses and comparing the total against a budget. Simplicity with personal finances is important because it strips away the apps, the charts, the pretty pictures that keep us from dealing with the most fundamental issues: are we meeting our financial goals? Like chopping vegetables with a sharp knife, or digging in the dirt to transplant a shrub. Its the quality or condition of being easy to understand or do. As we advance through a tech-centric world and automate pretty much every aspect of our lives, I love how the Kakebo method allows me to embrace simplicity. Kakebo is practically a verb for spending quality time with your personal finances. To learn more about the history of Kakebo and how it works, read my article Change Your Money Mindset With The Kakebo Budget.įind two free 2021 Kakebo printables at the bottom of the post. The word Kakebo actually means “household finance ledger”. Also known as Kakeibo, Kakebo is a Japanese personal finance system gaining popularity in the Western world.